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Products
Access Home Mortgages, LLC offers a variety of loan programs to meet your needs. Shown below are current rates for just a few of the products we offer.  Contact us for a complete description of our products (Convential and Jumbo loans, FHA, VA, 100% Rural Housing, Reverse Mortgages and Commercial loans) as well as help in choosing the right loan for your needs.  Below are just a small sample of the products we have available:
 
30 Year Fixed Rate
15 Year Fixed Rate
5/1 ARM
FHA Conforming 30 yr fixed
Annual Percentage Rate (APR) Information

Rates last updated on Wednesday, February 25, 2009

30 Year Fixed Rate

This loan features a fixed principal and interest for the entire 30 year term.

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
5.125%1%5.467%

15 Year Fixed Rate

This loan offers a fixed rate for the entire 15 year term.

Term: 15 years   Maximum Amount: $417,000
RatesPointsAPR
4.5%1%5.077%

5/1 ARM

This loan provides a fixed rate for the initial 5 year term.  After that the rate is adjusted each year.  

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.5%1%5.546%

FHA Conforming 30 yr fixed
Term: 30 years   Maximum Amount: $425,000
RatesPointsAPR
5.25%1%6.508%

Annual Percentage Rate (APR) Information

 




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $30,000. Your actual APR may be different depending upon these factors.